OUR PRODUCTS
PRIVATE LABEL CARD
Your client with your company's card. The ideal tool to boost your sales and create customer loyalty.

Main features of Private Label Card

  1. Registration of credit proposal and on-line credit granting without bureaucracy, based on the financial policy and credit score rules set by the administrator, with automatic register survey in SERASA ( Centralização dos Serviços Bancários S/A - Private company created by banks and financial institutions for credit checking and scoring) or SPC (National Service of Credit Protection);
  2. Registration of customer addresses integrated to the post office services based on the CEP (Zip Code), avoiding typing and errors, making the registration process even faster;
  3. Additional cards for family members with individual monthly spending limit control;
  4. Authorization of on-line sales via the Internet (with issuance of receipt), integrated with POS with EFT, using a POS machine or through IVR;
  5. Installment Sales, with or without interest, and the first installment due may be deferred;
  6. Revolving Funding with minimum payment and customizable calculation parameters;
  7. Payment of account invoices at the banking network or at the stores with authentication and on-line control, allowing merchant equipped with POS to authenticate the online payment in the system;
  8. Issuance of customized account invoices (bills) with the possibility of transmittion by e-mail;
  9. Automatic generation of collection notices according to the number of days in arrears;
  10. Full control of collection schedules, recording the contacts made with clients and their respective historical data, including control of new scheduled payment;
  11. Renegotiation of debt ( agreement), allowing discounts, installments, with or without interest, down payment and issuance of debt confession term;
  12. Reports of collection performance, informing, by each operator, who did what and how much each operator could catch up;
  13. SERASA / SPC interface to decline customers;
  14. Scoring program associated with the card allowing creation of incentives for sales boosting;
  15. Control of accounts receivable with financial institutions;
  16. Transfer / reconciliation of values from the administrator to the establishments customizable in terms of deadlines, administration and payment in advance fees;
  17. Generation of automatic entries for services rendered (e.g. POS rental);
  18. Various different operational and management reports that can be generated in PDF, Word or Excel allowing you to easily export information to external analysis;
  19. Access to system functions via passwords and user profiles fully defined by customer – where each user only accesses previously defined contents and only sees what he’s supposed to see;
  20. Access to the system only from previously authorized location (via IP address);
  21. Audit of transactions carried out in the system from a simple access to the authorization of a sale – leaving an audit trail where at any point in time you can see who did what and when in the system;
  22. Generation of automatic entries in the customer bill;
  23. Full self-suport system to the card holder to print duplicate invoice, on-line cancelation of the card in case of loss or theft, access to the latest 10 bills issued, as well as future entries, all very practical and simple via Internet;
  24. The complete system operation via the Internet is so simple and practical and can be done anywhere, requiring no investment in technology infrastructure and not even installation of the system;
  25. Generation of notices via SMS;
  26. Complete system of scheduling loads for recharge cards. Very useful for food card, for example;
  27. Interface with the NEUROTECH credit analysis system;
  28. Full loyalty program (points and exchanges) integrated into the card;
  29. Automatic installment payment routine of last enclosed invoice, with online simulation of parcel values;
  30. Routine for document images import with crop, rotate and resize capabilities;
  31. Management of marketing campaigns with the possibility of granting bonuses for membership or temporary credit limit change;
  32. Self-service via mobile app, Facebook Messenger or Telegram application directly to your mobile phone. Simple and secure way to get to know on time the balance available, latest transactions , request of duplicate invoice by e- mail and other options.
CORPORATE CARD
An essential card that speeds up and upgrades company's operational internal processes, effectively controlling costs. Ideal to use in gas stations, restaurants, hotels and other among facilities.

Main features of Corporate Card

  1. Assign a total credit limit for the company and individual limits for each card holder;
  2. Control of expenditure broken down by each individual card holder;
  3. Online sales authorization via the Internet (with the issuance of receipt), integrated with POS with EFT, using a POS machine or through IVR;
  4. Sales in installment with or without interests;
  5. Revolving funding with minimum payment and customizable calculation parameters;
  6. Payment of account invoices at the banking network or at the stores with authentication and on-line control, allowing merchant equipped with POS to authenticate the online payment in the system;
  7. Issuance of customized account invoices;
  8. Control of accounts receivable with financial institutions;
  9. Transfer / reconciliation of amounts from the administrator to the establishments customizable in terms of deadlines, administration and payment in advance fees;
  10. Several different operational and management reports that can be generated in PDF, Word or Excel allowing you to easily export information to external analysis;
  11. Access to system functions via passwords and user profiles fully defined by the customer – where each user accesses only what has been previously authorized and only sees what he’s supposed to see;
  12. Access to the system only from previously allowed location (via IP address);
  13. Audit of transactions carried out in the system from a simple access to the authorization of a sale - at any time you can see who did what and when in the system;
  14. Full self-support system to the card holder via Internet, with the option to online cancellation of the card in case of loss or theft.
  15. Self-service via mobile app, Facebook Messenger or Telegram application directly to your mobile phone. Simple and secure way to get to know on time the balance available, latest transactions , request of duplicate invoice by e- mail and other options.
CONVENANT CARD (PAYROLL)
Convenience for who purchases, safety for the sellers and profitability to whom provides it. Guaranteed payment by the company contracted by direct discount on the payroll account.

Main features of Convenant Card

  1. Administration of holders’ register can be made by the contracted company;
  2. Issue of receipts for billing directly the contracted company;
  3. Report with the total expenditure per individual card holder;
  4. Integration with the convening company's Personnel Department through file generation with the expenditure per individual card holder to debit from the payroll account;
  5. Option to temporarily block the card whenever card holder leaves on vacation;
  6. Registration of customer addresses integrated to the post office service from CEP (Zip Code), avoiding typing and errors, making the registration process even faster;
  7. Additional cards to family members with individual monthly spending limit control;
  8. Authorization of on-line sales via the Internet (with the issuance of receipt), integrated with POS with EFT, using a POS machine or through IVR;
  9. Sales in installment with or without interests;
  10. Revolving funding with minimum payment and customizable calculation parameters;
  11. Control of accounts receivable with financial institutions;
  12. Transfer / reconciliation of amounts from the administrator to the establishments customizable in terms of deadlines, administration and payment in advance fees;
  13. Access to system functions via passwords and user profiles fully defined by the customer – where each user only accesses previously authorized contents;
  14. Access to the system only from previously allowed locations (via IP address);
  15. Audit of transactions carried out in the system from a simple access to the authorization of a sale – leaving an audit trail where at any point in time you can see who did what and when in the system;
  16. Full self-support system to the card holder via Internet, with the option to online cancellation of the card in case of loss or theft.
  17. Self-service via mobile app, Facebook Messenger or Telegram application directly to your mobile phone. Simple and secure way to get to know on time the balance available, latest transactions , request of duplicate invoice by e- mail and other options.
PRIZE CARD (RELOAD)
The incentive card for your employees. A low cost card, without the necessity of registration valuation and fully rechargeable.

Main features of Prize Card

  1. Administration of holders’ register can be made by the contracted company;
  2. Authorization of on-line sales that can be made over the Internet (with the issuance of receipt), integrated with POS with EFT, using a POS machine or through IVR;
  3. Access to system functions via passwords and user profiles fully defined by the customer – where each user accesses only what has been previously authorized;
  4. Access to the system only from previously allowed locations (via IP address);
  5. Audit of transactions carried out in the system from a simple access to the authorization of a sale – where at any point in time you can see who did what and when in the system;
  6. Full self-support system to the card holder via Internet, with the option to cancel the card on-line in case of loss or theft.
  7. Self-service via mobile app, Facebook Messenger or Telegram application directly to your mobile phone. Simple and secure way to get to know on time the balance available, latest transactions , request of duplicate invoice by e- mail and other options.
GIFT CARD
The gift card is a prepaid card that your client can offer to other clients who return to your establishment to use it, becoming your clients as well.

Main features of Gift Card

  1. Solves the problem of undecided customers at the time of gifting someone;
  2. Avoid possible frauds since the credits are entered into the system and not into the card;
  3. Can be reused by simply reloading it;
  4. The value of credit card is immediately available as cash;
  5. The credit is used and many times there are small amounts which are not used that are reverted to your business;
  6. Generates customer loyalty, who returns more often to the establishment to spend the credit in his/her card;
  7. Minimizes the problem of returning for exchanging items purchased, because the client who received the Gift Card goes to the store and choose the item himself/herself;
  8. Provides an increase in sales since the customer who goes to your business to use the Gift Card can end up buying more items, or end up buying additional products (extra sale);
  9. Increases your number of clients; The person gifted, who was not a client, becomes a client since he or she now uses the Gift Card.
  10. Self-service via mobile app, Facebook Messenger or Telegram application directly to your mobile phone. Simple and secure way to get to know on time the balance available, latest transactions , request of duplicate invoice by e- mail and other options.
CANTEEN CARD
The Canteen Card is a payment card originally developed for school canteens. It replaces the money in the canteen and allows those responsible for the student to monitor their costs through an on-line account..

Advantages os Canteen Card


For parents and students
  1. Safety and hygiene, avoiding the handling of cash money;
  2. Possibility of limiting the daily cost of the student;
  3. Guarantees the use of money only in the canteen;
  4. No need of providing daily pocket money to the student;
  5. Convenience in loading the cards via Internet;
  6. Full self-support system in the Internet where you can follow the cost, the card outstanding balance and make any change to the daily allowance limit on-line.
  7. Self-service via mobile app, Facebook Messenger or Telegram application directly to your mobile phone. Simple and secure way to get to know on time the balance available, latest transactions , request of duplicate invoice by e- mail and other options.

For the canteen
  1. More agility in purchasing in the canteen thus ending student queues;
  2. The canteen receives the amount to be spent in advance helping to capitalize the business;
  3. Avoid frauds and thefts since there’s no money in the transaction, just the card;
  4. Very low cost of implementation;
  5. Easy operation, same as the traditional cards (VISA, MASTER, AMEX, etc).
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INPI Registration - Protocol 020120018156