Prepaid Benefit Cards / Payroll Loans
Discover the advantages 
Our Benefits Card is a comprehensive solution designed to maximize operational efficiency and provide a secure and convenient user experience. This product is perfect for Administrators looking to offer flexible benefits such as Meal Card (Worker’s Food Program), Food Card, Pharmacy Card, Payroll-Deductible Card, Corporate Card, among others, serving companies, public agencies, and organizations with practical management and the security provided by modern technology. The system can also be contracted directly by companies, entities, and public agencies interested in its benefits.
Multi Balance Card
Discover the power of the MultiSaldo Card! With up to 8 different balances on a single card, we offer unparalleled flexibility. Transfer between balances easily, providing freedom for both the user and the HR sector. Simplify and optimize with the MultiSaldo Card.
SaaS: Our Private Label Credit Card
A SaaS (Software as a Service) solution, which eliminates the need for significant initial investments since the entire infrastructure (servers, database, network, backup, etc.) is provided by Algorix. This modality allows for quick and cost-effective implementation, guaranteeing security, flexibility, and convenience for both your company and end users.
Client Management
We make it easy to add new clients with automatic import via Excel spreadsheets, optimizing both the time and accuracy of the data entered the system.
Intuitive application
Through our customized application for your business, cardholders can manage their accounts in a practical way, viewing expenses, paying invoices, and accessing a variety of other functionalities.
Self-service
Access to self-service services by users directly through platforms such as WhatsApp, Instagram, Facebook, and Telegram.Fast refill processing.
Fast recharge process
Our system allows you to schedule recharges conveniently, directly through the platform or using Excel spreadsheets, offering flexibility to meet the specific needs of each company, and we guarantee same-day processing of recharges, ensuring efficiency and immediate satisfaction for card users.
Versatile Capture Options
We offer a wide range of capture options, including TEF, POS, WEB, and app-based solutions, with or without QRCode, adapting to different needs and usage preferences.
Direct communication
We use our platform to send SMS or messages directly to applications, keeping cardholders informed and always engaged.
ATM
The system allows withdrawals to be made at ATM terminals.
Payment of consigned and prepaid card charges.
Payment for prepaid benefit cards and payroll credit cards made by partners can be made via boleto bancário, transfer or PIX.
Integration with reconciliation systems.
We simplify the financial administration of the accredited network, allowing easy integration of transaction statements with external reconciliation systems.
Chip and Magnetic Stripe Technology
Our cards are equipped with chip technology for secure transactions, effectively protecting cardholders’ financial information. In addition, we include a magnetic stripe for wide acceptance in establishments, ensuring convenience and flexibility of use in a wide range of commercial locations.
Flag
Our solution allows you to choose between the ELO flag, the Administrator's own flag, or that of the public bodies, companies, etc. The cards can be personalized with any of the brands, offering flexibility in creating a visual identity that meets the specific needs of each partner.
Payments to the accredited network
We make secure and efficient payments to the accredited network via bank remittances.
Direct card control by HR.
We allow your client’s Human Resources department to directly control their employees’ cards, offering simplified management in line with the company’s internal policies. Payroll deduction: The system provides the client company with a personalized file to import into its HR system, automating payroll deduction.
Transaction monitoring
We provide detailed reports accessible in real time, enabling effective monitoring of user transactions.
Payment slips
The system allows the Administrator to authorize the end user to pay slips using the card balance
Turn Purchases into Rewards and Build Customer Loyalty!
Our system offers two amazing ways to engage your customers and increase loyalty: Cashback Program: Your customers earn credits back on every purchase! A percentage of the amount spent is converted into credits, encouraging repeat purchases and generating savings. Flexible Points Program: Create personalized campaigns and let your customers accumulate points in various ways.
PIX
The system allows the Administrator to authorize the end user to transfer part of the card balance via PIX.
Integrated Payroll-Deductible Credit Card with Verification Systems
The solution simplifies the validation of the payroll margin and ensures compliance with verification systems automatically through APIs or by importing Excel spreadsheets.
